BaySierra offers privately funded real estate loans all over Northern California.

When traditional lenders cannot provide financing for whatever reason, such as, credit issues, verifiable income or special purpose real estate private loans can step in and save the day. Private money loans try to balance the risk vs. reward in pricing the loan. BaySierra offers privately funded real estate loans all over Northern California secured by the following property types:

BaySierra Financial, Inc. applies a no-nonsense approach to underwriting private money 1st Deeds of Trust loans to individuals, corporations or partnerships that are looking for business purpose, non-institutional loans secured by residential 1-4 unit non-owner occupied, multi-family (5+ units), commercial or agricultural land located in California.

Equity is the key to making private loans as the higher the perceived risk, the lower the loan to value ratio. We will also look at cross-collateral or other loan enhancements to secure the loan.

When traditional lenders cannot provide financing for whatever reason, private loans can step in and save the day. Private money loans are more expensive than a bank but many times cheaper than a partner.