BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account.
BaySierra has arranged over $310 Million of loans secured by deeds of trust. Currently, BaySierra services approximately $39 Million of loans secured by deeds of trust for over 180 investors. BaySierra’s offices are located at 1410 Neotomas Avenue, Suite 106, Santa Rosa, California 95405.
BaySierra was formed in 2000 by its former owners, John M. Graziano and Pamela K. Graziano, and has been a licensed real estate brokerage firm since that time, also operating under the fictitious business name of Santa Rosa Mortgage & Investment Company.
On December 31, 2014, John and Pamela Graziano sold their interests in BaySierra to long time employees, Robert Ritter and Stacy Robles who are now BaySierra’s sole shareholders and serve as BaySierra’s President and Vice President, respectively.
Meet Our Agents
Bobby Ritter – President
Cal Bre License #01467912 / NMLS 1184601
Robert Ritter joined BaySierra Financial, Inc. in 2003. At the end of 2014, Robert purchased 50% of BaySierra’s outstanding stock and was appointed as BaySierra’s President. During Bobby’s 11+ years with BaySierra he has been responsible for managing both of BaySierra’s mortgage funds including, loan quality, collection of non-performing assets, real estate owned management, day-to-day fund operations and working with certified public accountants and securities attorneys. As President and part owner he will now be involved in all aspects of BaySierra’s business activities.
Bobby holds a California Real Estate Broker’s License and a National Mortgage Licensing System (NMLS) license endorsement for arranging consumer real estate loans on residential properties.
Bobby grew up along the central coast in the Monterey, CA and in 1999 he moved up to wine country to attend Sonoma State University. He played on SSU’s baseball team and earned a Bachelor of Science in Business Administration with a concentration in Accounting in 2003. He is married with 2 children and lives in Santa Rosa.
Contact information: Email: firstname.lastname@example.org
Stacey Robles – Vice President
Cal Bre License #01943160 / NMLS 1184752
Stacey Robles has been an employee of BaySierra Financial, Inc. since 1998. At the end of 2014, Stacey purchased 50% of BaySierra’s outstanding stock and was appointed as BaySierra’s Vice President. During Stacey’s 16+ years with BaySierra she has served as its Operations Manager with extensive experience in investor relations, loan originations, underwriting and the preparation of loan documentation and loan modifications. She also managed and oversaw BaySierra’s servicing department on payment collection; worked with delinquent borrowers; and established and oversaw foreclosure procedures. She also has considerable experience working closely with investors on funding loans and the preparation of investor/lender loan documentation. As Vice President and part owner she will now be involved in all aspects of BaySierra’s business activities.
Stacey holds a California Real Estate Sales License, a Nationwide Mortgage Licensing System (NMLS) license endorsement for arranging consumer real estate loans on residential properties and is a licensed Notary Public.
She is a native of Sonoma County, is married with 2 children and lives in Santa Rosa.
Contact information: Email: email@example.com
Cal Bre License #01338526
Jeff Jones is the newest addition to Bay Sierra’s team. Jeff joined BSF in 2014. As the founders of BSF’s son, Jeff has been exposed to the needs and nuances of private money finance for well over 20 years. While not a stranger to private money, Jeff is new to the office, and is excited to put his skills and knowledge of the industry to work for BSF.
Jeff holds a California Real Estate License.
Jeff is a native of Sonoma County and a graduate of Santa Rosa High School. He continued his education at Butte College where he studied Business and Real Estate. While at Butte Jeff played on the golf team and he still holds a single digit handicap. He lives in Santa Rosa with his fiancé and daughter. In his spare time he enjoys riding bikes and motorcycles, playing golf, and the bounty of food, wine, and weather that make Sonoma County a great place to live.
Contact information: Email: firstname.lastname@example.org
Cal Bre License #01829200
Denise Beeson joined Bay Sierra Financial, LLC in 2009 as Broker Associate specializing in placing commercial loans with preferred lending institutions including SBA 7a/504 loans and private money financing.
She has over 15 years of banking experience. Prior to Bay Sierra she was Vice President at WAMU responsible for small business relationships in the North Bay and Business Development/SBA Loan Officer with Summit State Bank in Sonoma county. She has also worked for Chase Home Loans and Cal Bay Mortgage Co. Denise Beeson is also an Adjunct Instructor in the Business Administration Dept at SRJC and well published in the field of small business management and marketing.
Denise Beeson has a BA from Whittier College and an MA from San Francisco State. She has been a resident of Sonoma County since 1970s and has been very involved in her community participating in the Santa Rosa Chamber of Commerce, and the Sonoma County Library Literacy Program.
Contact Information: Email: email@example.com