The Financial Services Modernization Act Notification
GRAMM - LEACH - BLILEY ACT
THIS NOTICE CONTAINS IMPORTANT INFORMATION ABOUT THE PRIVACY OF PERSONAL INFORMATION COLLECTED BY SANTA ROSA MORTGAGE & INVESTMENT CO ABOUT ITS CUSTOMERS AND HOW THAT INFORMATION IS USED.
At BAYSIERRA FINANCIAL, INC. ("Company"), our mission is to meet the needs of our customers. As financial services professionals, we are entrusted with sensitive financial information and we recognize and acknowledge your right to privacy.
It is Company policy to ensure that our customer information will remain private, secure and accurate. The Company has procedures to ensure that confidentiality is maintained. Those procedures include physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public information. Customer information is restricted to persons who have a need for the information to properly service the customer or to fulfill a responsibility by Company Owners, Directors, Officers, Agents, Employees or Lenders or to comply with state or federal laws, regulations or statues.
The Company obtains financial information from: (a) our customers from applications and other forms; (b) credit reporting agencies; (c) transactions with others and (d) previous Company transactions.
The Company may disclose non-public information about its customers necessary to conduct its business or fulfill a customer need or comply with state or federal laws, regulations or statues. This non-public information includes, but is not limited to: (a) credit applications or other forms disclosing name, address, phone numbers, social security number, income tax information and bank account information; (b) lists of assets and liabilities; (c) verifications of income, employment history and payment history; (d) information about transaction with the Company or its private lenders, such as, account balance or payment history and (e) information received from consumer credit reporting agencies. We may make other disclosures required or permitted by law.
It is Company policy not to disclose any non-public personal information about our customers or former customers to any one except those authorized in writing by our customer or former customer or as required or permitted by law.
If you have any questions regarding the disclosure of non-public information, please contact us.