BaySierra Financial, Inc. (BSF) offers a broad variety of real estate loan products to our clients. BSF's agents are well versed in all aspects of real estate finance...

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CONSTRUCTION LOANS



BaySierra Financial, Inc. (BSF) works with many regional lenders to provide the best construction financing available. Our agents are experienced in many types of construction loans, such as, single family "spec" homes for the small builder; to local or regional merchant builders, building larger or multiple residential project; to commercial and industrial land developers creating business parks; to the commercial and industrial "spec" builder of office, warehouse flex space or retail buildings for lease.

BSF understands the needs of both the builder and lender and works through the construction lending process with our lenders to meet their respective needs.

For most borrowers, the process of obtaining the approvals to build through the governmental process is very daunting. Once approved, beginning the process of searching for a lender can be an equally daunting task.

By working with many construction lenders BSF, knows their preferences for the type of project; residential vs. commercial; knows what percentage of cost or value a lender is willing to accept; knows the loan documentation and construction draw requirements that are suited for the project, the lender and borrower; knows what appraiser multiple lenders will accept; and knows how to work through the issues raised by the lender during the course of negotiating the loan.

BSF's experienced loan agents can make the difference in obtaining the loan needed in an efficient and timely manor. We understand that missing a building season because the financing took too long to obtain is not an acceptable outcome. You can have confidence that we are approaching the right lender for you project.
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